Saidii & Associates

Bank Financing

Our founder is the former bank executive and underwriter with years of experience in commercial real estate, construction, medical & dental  financing and SBA loans. He knows that requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach for financing.

Put your best foot forward by allowing us to prepare a winning loan proposal for you. We work with a number of local community banks. Our proposals have a high likelihood of success because they're created from the lender's perspective.

You get the money you need because we know exactly what banks want to see. Even more importantly, we know how to prove to them that you'll be able to pay them back.

Our winning loan proposals come complete with followings;

Executive Summary

Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it's needed. We use the same language in our business plan that bank underwriters understand.

Pro-forma Cash Budgets and Financial Statements

 We use your data and underlying assumptions to prepare information that your banker can easily read and buy in.

Owners Personal Financial Statements

We make copies of the last 3 years of personal tax returns for the bank as well as identify the collateral being pledged as security for the loan.


We help substantiate your financial needs/position to your banker in person.